Allow updating bank account details without re-entering company verification

Problem Statement

• Users cannot edit or replace an existing verified bank account for payouts
• To change bank account or routing number, users must add a new account and go through full verification again
• This requires re-entering all company details (business info, EIN, SSN, roles, etc.) even though the company has already been verified

Current Workaround

• Add a new bank account and complete the entire verification process again
• Switch properties to the new account
• Remove the old account once it's no longer assigned

Impact

• Unnecessary time and effort re-entering sensitive company information
• Friction when simply updating banking details (e.g., new bank, new routing number)
• Potential for errors when re-entering verification details

Proposed Solution

• Allow users to update their existing bank account and routing number directly
• Skip re-verification of company details if the account is already verified

Unlock

• Users can quickly update banking details without redundant verification steps
• Reduced friction and time when changing payout accounts